CORPORATE FINANCIAL SERVICES

Financial services have changed significantly with the introduction of digital technology. Customers in small, medium and micro enterprises have begun to adapt to the changes, including use of mobile banking, fintech platforms, and some have still stuck to tradition banking model, including an unregulated village banking. The players have demanded for information now in the most easily accessible and available manner. Such information on shares, bank accounts, mobile account statements etc should now be on the fingertips, and on their personal devices. The dynamic and paradigm shift implies that various business models need to change and adapt rapidly. The requirement by the financial service providers remains critical to compliance, regulation, risk, cybersecurity and customer service issues. Reeds Business Solutions (RBS) has prepared to navigate and adapt to these changes. We appreciate the impact digital disruption on driving innovation and transformation of your business enterprises. Our experienced team can provide you with audit, regulatory, compliance, cybersecurity and risk solutions tailored to your unique needs. RBS’s local and international network of corporate finance partners advise on mergers and acquisitions, joint ventures, privatization, and sources of new capital and debt financing.

Advisory

We provide high level specialized and expert advice to various medium to large
investment partners who are corporates and individual Ultra High Net Worth Individuals (UHNWIs) at world level and champion entrepreneurs behind significant businesses, whether owner managed, private equity backed or public companies. We enjoy building very close relationships with our clients and expertly bridge the culture of ownership with institutionally orientated corporate and financial buyers.

Financial Institutions

Since its inception in 2007, Reeds Advisory Services Ltd (www.reedsadvisory.com) has been offering a wide range of services to provide clients with wider advice and support than tax, audit and accounting services. Among these are Corporate Finance, Business Restructuring and Share and Business Valuations.

SERVICE BENEFITS

The Service will provide benefits to both financial institutions and their client companies:

To financial institutions

– Improved loan/lease performance reviews
– Reduced provisions in the AFS and cashflow management
– Higher quality of risk assessment capacity with reporting
– Increased profitability and enhanced cashflows
– Potential to reduce interest rates through corporate financial strategies

To Clients

– Improved project implementation and financial management
– Broadens scope/potential for additional growth opportunities
– Enhanced credit rating

THE SERVICES

Risk mitigation

Mitigation operates at the loan/lease application review stage, and it provides financial institutions with expert and independent advice on:

– Assessing the proposal in terms of current market trends and competition
– Client management and technical capacity
– Assessing projections and cashflow forecasts based on the current business
environment and forecasts
– Specific research where needed

Loan Monitoring

monitoring is offered at the implementation stage. The service provides a regular monitoring service, comprising:

– Regular site visits to review project progress, including: technical aspects, constraints being faced, changes in market conditions
– Assessment of financials compared with forecasts
– Report back: narrative and financial update with recommendations

This service provides the lender with a regular update on the health of the activity for which the loan was provided and with an early-warning system in case of insurmountable problems or possible default. An option in such a case would be for the bank or client to engage RBS to assist the client in overcoming actual or foreseen difficulties.

Our Recovery and Business Restructuring team provides pragmatic and robust advice to lenders, creditors and companies. The aim of Recovery is to help a client work itself out of an underperforming or loss-making situation, while the objective of Restructuring is to avoid a formal insolvency. We offer an array of solutions to help businesses that are underperforming, in crisis or who simply want to ensure they are in a good position for the future. All advice given is strictly confidential.
Our services typically comprise one or more of the following:

Stabilisation

review of short-term cash flow and working capital management Diagnosis and formulation of options: financial, operation and strategic review, followed by contingency planning

Receivership

Receivership need not be the end of a company but it may be the prelude to
bankruptcy. Depending on the condition of the company, a receivership may be able to
bring it back to health. If that is not possible our receivership services will manage a cost-effective, efficient and orderly disposal of assets.

Provision of advice, implementation and monitoring

financial restructuring, re-financing, and debt advisory, followed by performance improvement.

UP NEXT: CONSUMER BUSINESS